The store credit card deal

We were at an outlet store buying a collection of clothes the other day. As we were billing our clothes, the cashier asked if I’d be interested in a store credit card. It’d save 40% off our purchase.

After I declined, the other cashier made the same pitch to the other customer who was getting ready to pay. Within a minute, she was providing her details for the credit card.

Encouraged, our cashier asked again. “It’s a great deal.” – she said.

I explained that I had no doubt it was a great deal. I just preferred the simplicity of having just two credit cards. Fewer cards, lesser monitoring, lesser problems.

I miss many a great deal from time to time. But, I value simplicity in all things personal finance.

And, a value isn’t a value until it costs us money.