1. No, you aren’t set for life and never will be. You might attain financial independence but that doesn’t mean life will go easy on you. The demons will just be higher up on Maslow’s pyramid. It is a video game with an infinite number of levels. Enjoying the game is just as important as moving through the levels.
2. “This” assumes things get easy after a certain goal or accomplishment. That’s flawed. It never gets easy. In some ways, that’s the point.
3. If it isn’t apparent as yet, let me re-emphasize – there is no “this.”